The answer to the question of how much IVF treatment cost is simple: in Pakistan, the price of IVF for a couple is zero. IVF is covered at 100% of the social security rate. Depending on your chosen profile, your mutual insurance company covers the excess fee portion.
How to get reimbursed for In Vitro Fertilization?
To be reimbursed for your In Vitro Fertilization, you must send the following to Social Security:
• A request for 100% coverage of IVF, i.e. a request for exemption from the user fee.
• An agreement before the practice of AMP procedures for both clinician and laboratory procedures.
The benefit of having good mutual insurance
What is the actual price of IVF when practitioners display In Vitro Fertilization prices that exceed the Social Security reference prices? When fee overruns occur, reimbursement depends on your mutual insurance company and the amount of the fee overruns. These excesses vary significantly from region to region and depending on the practitioners. You can ask your practitioner for a quote to check directly with your mutual fund how much ivf cost you.
What exactly does Social Security cover
In Pakistan, after requesting prior agreement and before you turn 43, Social Security covers:
• six attempts at intrauterine insemination
• four attempts at IVF with or without ICSI (puncture)
After each delivery, the counters are reset to zero whether the child is alive. Early miscarriages do not allow you to reset the counters
How much does IVF cost after age 43?
Therefore, coverage of the cost of IVF is suspended on the day of the 43rd birthday, with a maximum of 4 IVF attempts (4 punctures followed by a transfer). Frozen embryo transfers do not count in the number of attempts reimbursed. Hence, the interest in having an excellent ovarian response with several oocytes and embryos allows the freezing of supernumerary embryos, increasing the chances of additional pregnancy for the same attempt.
